PhonePe - India's Payment App

India's Payment App! Secure UPI money transfers & payments with bank accounts.
PhonePe - a Flipkart group company - introduces a revolutionary way of making mobile payments in India. It works over the Unified Payments Interface(UPI) platform developed by the National Payments Corporation of India (NPCI)) and is powered by YES Bank.
PhonePe is a one stop UPI-based app which can serve all your payment needs, in a safe and secure manner. Through PhonePe you can link your bank account(s) over UPI and make instant bank to bank transfers by just using a mobile number or unique payment identity – Virtual Payment Address(VPA). PhonePe also provides you with a digital mobile wallet for faster refunds and cashbacks from our merchant partners. You can spend your wallet balance or withdraw it into your linked bank account(s) in one quick swipe!
Things you can do on the PhonePe app
-Send and request money from your contacts anytime, anywhere
-Recharge any prepaid Mobile/Datacard/DTH connections across the country
-Pay postpaid Landline, Datacard and mobile bills for all major operators
-Pay for utilities such as electricity and gas bills
-Split bills with your friends and settle them right away
-Shop on Flipkart
Coming soon
-Shop on Myntra, Jabong and all your other favourite online shopping destinations using PhonePe
PhonePe features
-Transact up to Rs.1 lakh per transaction, 24*7

-Get instant refunds and cashbacks from our partner merchants into your PhonePe wallet. Instantly withdraw your entire wallet balance to your UPI enabled bank account with just one swipe - free of cost!
- Making your daily payments is seamless now, use your UPI enabled bank account, PhonePe wallet and your credit & debit cards. You can additionally partial pay using the funds in your wallet along with any of the payment methods.


- Top up your wallet using your UPI enabled bank account or a debit card to make lightning fast payments to your friends, family or even an everyday payment.
-One-click payment using your PhonePe account at any of our merchant partner locations


- You can now transact in your regional language, Hindi(हिन्दी),Tamil (தமிழ்), Bengali(বাংলা) and Marathi(मराठी) now live. More languages coming soon!


Currently 31 banks are UPI enabled, with more banks coming soon!
Banks currently on UPI: YES Bank (our UPI sponsor), Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda (BOB), Bank of Maharashtra, Bhartiya Mahila Bank, Canara Bank, Catholic Syrian Bank, DCB Bank, Federal Bank, HDFC Bank, HSBC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indus Ind Bank, Karnataka Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank (PNB), Ratnakar Bank (RBL), State Bank of India (SBI), South Indian Bank (SIB), Standard Chartered Bank (SCB), TJSB Sahakari Bank, UCO Bank, United Bank of India, Union Bank of India, Vijaya Bank
Banks coming soon: Citibank
For more details, please visit our website at https://www.phonepe.com

Permissions for App and reasons -

SMS - This is required to verify Phone no for registration
Location - This is a requirement by NPCI for UPI transactions
Contacts - We use this to for phone numbers to send money to and choose numbers to recharge.
Camera - We use this to scan QR code.
Storage - We use this to store scanned QR code.
Accounts- This is used to prepopulate email id while signing up.
Phone State - This is used to detect single/vs dual sim and let user choose.